Monday, November 28, 2011

Mortgage Rates ... A Quick Historic Perspective

Interest rates today have gone up a bit but are still at historic lows. I've compiled this simple chart to illustrate how true this is. When I bought my first home, many years ago, I remember paying an extra point to lock in the interest rate at 14.5%, and the rates were going up weekly. Hope you find this interesting.
  • Today.....................................4.125 % 
  • 2004 & 2005..............................5.71 %
  • 2003.......................................5.92 %
  • 1998.......................................6.79 %
  • 1990's (average)..........................9.80%
  • 1979 - 1989 (double digits).............10+ %
  • 1987 drop.................................9.2 %
  • 1980's (average)........................12.62 %
  • 1973-1980 (average)....................9.43%
  • 1973-1982 (range).......................7.44 - 17.49%

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